The hidden benefit of Medicare Advantage insurance that you may not be able to live without.

The hidden benefit of Medicare Advantage insurance that you may not be able to live without.

He looked at the Medicare Advantage plans and looked and looked until he continued his exercise regime, including 6 km a day, on his treadmill and on golf three times a week. I traveled two or three times a year with a large group of friends. Mary did not take a prescription and did A + checks once a year. Mary had a great relationship with her GP. The doctor’s billing secretary agreed to charge Mary for the 20% Medicare Part B coinsurance. Therefore, Mary never felt the urgency of obtaining a complementary Medicare plan that could be beneficial to her now and in the future.

Everything went well for more than 2 years. Only now Mary felt some pain in her knees. First, she just tried to solve it. It became harder to do the things he liked. Finally, Mary did her due diligence, investigated the options in her area, asked her friends for recommendations and made an appointment to see an orthopedic surgeon. The surgeon did the usual tests and informed Mary that she did not need one, but that both knees were replaced. A common procedure that would restore Mary’s quality of life and allow her to resume the activities she loved.Mary decided that she would schedule her surgery as soon as possible. That was when it was interrupted. The policy of this surgical practice was not to operate in non-urgent cases in patients without insurance. Mary explained that she had Medicare A + B. She explained that she could charge her credit card. But it was not possible. It is just your policy.

Mary is currently looking for a surgeon to perform her surgery.

Unfortunately, she cannot pay for a Medicare Advantage Plan or Medicare Advantage because she has been recommended to undergo surgery and has not yet completed it. Do you see the irony here?For Mary, this is a matter of quality of life, not life or death. But what if we were talking about cancer?Therefore, when you think about the money you are spending or will spend on a Medicare Advantage plan, don’t just think about how the plan will pay the bills if necessary. Remember that Original Medicare, in addition to a quality Advantage plan, guarantees access to the best medical care available, with short and long term effects on your health and the quality of life you will enjoy.